Payment Policy – Cozy Decor Store

At Cozy Decor Store, we aim to make your shopping experience seamless and secure. Please review the details of our payment policy below to understand the accepted methods and terms for transactions.

1. Accepted Payment Methods

We offer a variety of payment options to suit your needs:

Credit and Debit Cards: Visa, MasterCard, American Express, and Discover.
Digital Payment Platforms: PayPal, Apple Pay, Google Pay, and similar services.
Bank Transfers: For large or bulk orders (contact customer service for instructions).
Gift Cards: Cozy Decor Store gift cards can be redeemed online or in-store.

2. Payment Timing

Online Orders: Payment is processed at the time of checkout. Orders will not be shipped until payment is successfully completed.
In-Store Purchases: Payment is required at the time of purchase.
Pre-Orders: For pre-ordered items, payment may be charged immediately to secure your reservation.

3. Currency and Pricing

All prices are listed in USD and are subject to applicable taxes, shipping fees, and other charges.
Cozy Decor Store reserves the right to update prices without prior notice. Pricing errors will be corrected, and you will be notified if your order is affected.

4. Failed or Declined Payments

If your payment is declined, please contact your bank or payment provider for assistance.
Orders with failed payments will not be processed until the issue is resolved.

6. Refunds for Canceled Orders

Refunds for canceled orders will be processed to the original payment method within 7–10 business days.

7. Taxes and Fees

Sales tax or VAT will be calculated at checkout based on your shipping address.
Customers are responsible for any additional customs duties or import taxes on international orders.

8. Fraud Prevention

Cozy Decor Store reserves the right to cancel any transaction that appears fraudulent or unauthorized.
Customers may be asked to provide additional verification if suspicious activity is detected.